Rates - Capital Management Account

Special Conditions

1. Call funds can only be accepted by the Treasury unit.
2. The Rate sheet indicates rates and tenures for rolled funds and new investments
3. Rates represent the maximum available and can only be exceeded with the approval of Branch Managers, or Treasury as last resort.
4. For J$ CMA instruments ONLY, new funds may be accepted at a maximum of 0.20% above rates outlined.
   

FEATURES	TERMS AND CONDITIONS
JA$60,000 or US$1000 minimum investment.	0.125% (+GCT) Earnings encashment charge.
Variable yield.	0.75% (+GCT) Early (additional) encashment charge.
30 days minimum term.	25% Withholding Tax deducted from interest income.
Diversified Portfolio.	Sums invested are pooled with other investor amounts.

JA$ INSTRUMENT RATES
Range	CMA
0 - 59,999	0.10%
60,000 - 349,999	2.90%
350,000 - 749,999	5.90%
750,000 - 999,999	6.15%
1,000,000 - 1,499,999	6.30%
1,500,000 - 1,999,999	6.45%
2,000,000 - 2,499,999	6.55%
2,500,000 - 4,999,999	6.60%
5,000,000 - 9,999,999	6.70%
10,000,000 and over	6.95%
Last Rate Change: 26-Aug-2010

US$ INSTRUMENT RATES
Range	CMA
0 - 999	0.25%
1,000 - 4,999	0.50%
5,000 - 9,999	1.25%
10,000 - 19,999	1.45%
20,000 - 29,999	1.65%
30,000 - 39,999	1.90%
40,000 - 49,999	2.00%
50,000 - 99,999	2.50%
100,000 and over	2.75%
Last Rate Change: 26-Aug-2010

STERLING INSTRUMENT RATES
Range	90 days
1,000 - 4,999	0.40%
5,000 - 24,999	0.50%
25,000 - 49,999	0.75%
50,000 and over	1.00%

EURO INSTRUMENT RATES
Range	90 days
1,000 - 4,999	1.15%
5,000 - 24,999	1.50%
25,000 - 49,999	2.15%
50,000 and over	2.50%

CANADIAN INSTRUMENT RATES
Range	90 days
1,000 - 4,999	0.15%
5,000 - 24,999	0.50%
25,000 - 49,999	0.90%
50,000 and over	1.00%

* Rates are subject to change without notice
Last Updated: Aug 26, 2010